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Planned Website Maintenance October 13, 2026. Please be advised that vccfcu.com will undergo scheduled maintenance on Tuesday, October 13, from approximately 4:00 AM to 2:00 PM ET.  During this time, our website may be temporarily unavailable or load more slowly than usual. Private Line & Mobile App will not be affected. Click for More Info

Savings/Checking

Share Savings

This all-purpose savings account can be started with a $5.00 minimum balance; this establishes your credit union membership. Once you become a member, you have access to all credit union products and services. Dividends are declared quarterly and paid quarterly on the average daily balance. Your Credit Union savings accounts are federally insured up to $250, 000 by the National Credit Union Administration.

Free Share Draft Checking

Our free Share Draft checking offers no per check fees, or minimum balance requirements. Optional Overdraft Protection via savings transfer or loan . Use our Visa Debit Check Card at any participating Visa USA merchant accepted and your transactions will deduct from your checking account.

Account Access

Virtual Branch – Home Banking & Bill Pay
FREE online web account access, with transaction histories, transfers and many other features.

Audio Response Private Line (ARPL)
24 hour telephone teller, easy self-guided instructions. Call 1-800-508-9668 for immediate access.