Personal Loans

Personal Loans are unsecured loans available to members for purposes such as purchase of older used autos or other consumer goods, or paying for vacations, taxes, auto repairs or other unexpected expenses. This type of loan offers:

Flexible terms, in keeping with the purpose of the loan.
Option of automatic payment deduction.
Personal loan rates vary upon length of loan.
Before the loan is disbursed, a 5% down payment is required to be held in your savings account for the length of the loan.

Current Rates

Dividends Paid	APY
Regular Shares	0.40%
Youth Shares	3.03%
Share Draft	0.35%
IRAs View all rates \| Application	0.60%
Loans	APR
Share Secured	3.50%
Any Purpose 12 mo	5.99%
Debt Consolidation View all rates \| Application	7.99%

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Van Cortlandt Cooperative Federal Credit Union is an equal housing lender.

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Personal Loans