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Important News, 10/15/2026: Today we celebrate International Credit Union Day! Stop by during our normal business hours to enjoy refreshments and special giveaways as we celebrate with our members. Click for More Info

Loans & Credit Card

Apply For Loan Here
Van Cortlandt offers a wide range of loans to meet your borrowing needs. Low cost life, permanent disability, and temporary disability insurance available at your option.

Loans are granted up to $80,000 above pledged shares without tangible collateral; up to $105,000 above pledged shares, with tangible collateral to cover amount over $30,000 (Insurable limit).

There is never any prepayment penalty!

Loan Applications

To open any of these accounts, simply download and complete an application and mail it to:

Van Cortlandt Cooperative Federal Credit Union
3960B Hillman Avenue
Bronx, New York 10463

Please call 1-718-549-5858, for assistance in applying for a new loan.

Current Rates
APY
Regular Shares 0.40%
Youth Shares 3.03%
Share Draft 0.35%
IRAs

0.60%
APR
Share Secured 3.50%
Any Purpose 12 mo 5.99%
Debt Consolidation

7.99%